Sample Financial Plan

Sample Financial Plan


The world we live in is rapidly and continuously changing. What people want out of life also changes continuously. Financial Planning provides a plan, a road map, to help you achieve your financial goals and objectives.

The first step in developing a plan is to determine your current financial status and how you make financial decisions. Once this is known, effective habits and strategies can be developed. The ultimate goal of Financial Planning is to ensure that you accumulate sufficient financial resources to achieve all your personal goals

This report outlines your current financial situation. It offers planning ideas and recommendations designed to reach the financial goals you have set for yourself.



The plan is based on information which you provided and unless otherwise noted, the following assumptions:

Average Inflation rate 3%
Average growth rate of portfolio 8%
Bobby John’s date of birth 06/25/1966
Jennifer Luke’s date of birth 01/26/1968
Bobby John’s life expectancy 81 Years
Jennifer Luke’s life expectancy 81 Years

Our calculations are based on these assumptions. The values shown are projections only and are not guaranteed.


Your financial goals, in the order of priority you attached to them, are:

  1. 1. Pay off Mortgage Debt
  2. 2. Save for Children’s Education
  3. 3. Retire at the age of 60 with $7,000 monthly income in today’s dollar
  4. 4. Achieve higher returns on your investments
  5. 5. Complete your Wills & POA

This plan will show you how to achieve these goals